Understanding PAYE in New Zealand
New Zealand uses a progressive income tax system with five tax brackets. PAYE (Pay As You Earn) is deducted from your salary each pay period. Our PAYE calculator NZ handles all these calculations automatically.
2025 Tax Brackets
- $0 - $14,000: 10.5%
- $14,001 - $48,000: 17.5%
- $48,001 - $70,000: 30%
- $70,001 - $180,000: 33%
- $180,001 and above: 39%
ACC Earners' Levy
All employees pay an ACC (Accident Compensation Corporation) Earners' Levy of 1.39% on their income, capped at a maximum earnings amount.
KiwiSaver
KiwiSaver is New Zealand's voluntary retirement savings scheme. If enrolled, you contribute 3-10% of your salary, and your employer contributes an additional 3%.
How to Use This PAYE Calculator NZ
Our PAYE calculator NZ and PAYE calculator is New Zealand's most accurate way to calculate your take-home pay. This PAYE calculator automatically calculates income tax, ACC Levy, KiwiSaver contributions, and student loan repayments based on the latest IRD 2025 rates.
Whether you're searching for a PAYE calculator NZ, paye calc, tax calculator NZ, or salary calculator NZ, our PAYE calculator provides instant results for any salary amount. Simply enter your gross salary above to see your exact take-home pay breakdown.
Our PAYE calculator is also known as a pay calculator NZ and helps you understand exactly how much you'll receive after PAYE deductions. This PAYE calculator NZ uses official IRD tax brackets to ensure accuracy.
About This PAYE Calculator
Disclaimer: This PAYE calculator provides estimates based on the latest published tax rates from Inland Revenue Department (IRD). For official tax advice, consult the IRD website or a qualified tax professional.