PAYE Calculator - Calculate PAYE Tax & Take Home Pay

What is PAYE?

PAYE (Pay As You Earn) is a system where tax is deducted from your salary before you receive it. This means you don't have to pay a large tax bill at the end of the year - your tax is spread throughout the year in regular deductions.

PAYE systems are used in:

• United Kingdom: PAYE includes income tax and National Insurance
• Australia: PAYE includes income tax and Medicare Levy
• New Zealand: PAYE includes income tax and ACC Levy
• Other Countries: Similar systems with different names

How to Use the PAYE Calculator

Our PAYE calculator makes it easy to calculate your PAYE tax:

1. Enter your gross annual salary
2. Select your country (UK, Australia, New Zealand, etc.)
3. Enter any additional information (pension contributions, student loans, etc.)
4. Click "Calculate" to see your PAYE breakdown

The PAYE calculator will show you:

• Your gross income
• PAYE tax deductions
• Other deductions (National Insurance, Medicare Levy, etc.)
• Your net pay (take-home pay)
• Effective tax rate

PAYE Calculator by Country

UK PAYE Calculator

Our UK PAYE calculator calculates:

• Income tax based on UK tax brackets
• National Insurance contributions
• Student loan repayments (if applicable)
• Pension contributions

Use UK PAYE Calculator →

Australia PAYE Calculator

Our Australia PAYE calculator calculates:

• Income tax based on Australian tax brackets
• Medicare Levy (2%)
• Low Income Tax Offset (LITO) if applicable
• Superannuation contributions

Use Australia PAYE Calculator →

New Zealand PAYE Calculator

Our New Zealand PAYE calculator calculates:

• Income tax based on NZ tax brackets
• ACC Levy
• Student loan repayments (if applicable)
• KiwiSaver contributions

Use New Zealand PAYE Calculator →

Understanding PAYE Tax

PAYE tax is calculated based on:

• Tax Brackets: Different income levels are taxed at different rates
• Personal Allowance: A tax-free amount you can earn before paying tax
• Progressive Tax System: Higher earners pay a higher percentage of tax

Our PAYE calculator uses the latest tax rates from official government sources to ensure accuracy.

PAYE vs Self-Assessment

If you're employed, your employer deducts PAYE tax automatically. However, if you're self-employed or have additional income, you may need to complete a self-assessment tax return.

Our PAYE calculator is designed for employees who receive a regular salary. For self-employed individuals, different tax rules apply.