UK Take Home Pay Calculator 2025 - Salary Calculator UK
Free UK take home pay calculator and salary calculator UK. See exactly how much you'll take home from any UK salary. Complete tax breakdowns with income tax, National Insurance, and monthly pay. Updated for HMRC 2025-2026 tax year.
✅ Based on HMRC 2025-2026 tax rates
🔗 Quick Links: UK Salary Breakdowns
📊 Complete UK Salary Comparison Table
| Gross Salary | Take-Home Pay | Income Tax | National Insurance | Monthly Net |
|---|---|---|---|---|
| £25,000 | £21,520 | £2,486 | £994 | £1,793 |
| £30,000 | £25,120 | £3,486 | £1,394 | £2,093 |
| £35,000 | £28,720 | £4,486 | £1,794 | £2,393 |
| £40,000 | £32,320 | £5,486 | £2,194 | £2,693 |
| £45,000 | £35,920 | £6,486 | £2,594 | £2,993 |
| £50,000 | £39,539 | £7,464 | £2,997 | £3,295 |
| £60,000 | £47,498 | £9,486 | £3,016 | £3,958 |
| £70,000 | £51,157 | £15,432 | £3,411 | £4,263 |
| £80,000 | £56,957 | £19,432 | £3,611 | £4,746 |
| £100,000 | £68,557 | £27,432 | £4,011 | £5,713 |
📋 UK Tax Bands 2025-2026
Understanding how UK income tax works:
£0 - £12,570
£12,571 - £50,270
£50,271 - £125,140
Over £125,140
⚠️ Important: £100k Tax Trap
If you earn between £100,000 and £125,140, your personal allowance is gradually reduced. For every £2 earned above £100,000, you lose £1 of personal allowance. This creates an effective 60% marginal tax rate in this band.
How to Use This UK Take Home Pay Calculator
Our UK take home pay calculator and salary calculator UK helps you understand exactly how much you'll receive after tax. This take home pay calculator uses the latest HMRC 2025-2026 tax rates to calculate:
- Take-home pay: Your net salary after all deductions
- Income tax: Calculated using UK tax brackets
- National Insurance: Class 1 NI contributions
- Monthly, weekly, and hourly breakdowns: See your pay across different periods
Whether you're looking for a salary calculator UK or a take home pay calculator for specific amounts, our calculator provides accurate results based on official HMRC rates.
🧮 National Insurance Rates 2025-2026
- Below £12,570: 0% NI
- £12,570 - £50,270: 8% NI
- Above £50,270: 2% NI
National Insurance is calculated separately from income tax and contributes to your State Pension entitlement.
Calculate Any Salary
Enter your exact salary to get a personalised breakdown with pension, student loans, and more
Use UK Tax Calculator →Other Calculators: